All terrain vehicles (ATVs), such as utility ATVs, sport ATVs, and side by sides, can provide riders with many exhilarating off-road adventures. However, they also pose certain risks. Without proper coverage, your adventures could stop short due to an unfortunate accident causing damage to you, another person or your atv. To protect against these risks and liabilities, make sure you speak with an experienced atv insurance broker for more information and acquire a comprehensive atv insurance policy.
ATV Insurance Policies
Insure Beacon offers comprehensive ATV insurance to protect owners of ATVs from liabilities and risks with policies such as:
Collision coverage is crucial for those who own and operate ATVs. This helps pay for repairs to your ATV if you are involved in a collision or if your ATV overturns. The chance of an accident on an ATV is higher than a regular automobile, and meaning it is more likely to have an accident on an ATV than in a car. Collision coverage will help to cover costly fees, and provide a sense of protection for riders and passengers.
Property Damage Coverage
Driving an ATV on another person’s property brings along liabilities. In order to be insured while on someone else’s property, ATV insurance includes property damage coverage. With proper damage liability coverage, you are insured against certain damages to someone else’s property while operating your ATV.
Bodily Injury Coverage
When operating an ATV, accidents and injuries are bound to happen. Bodily injury coverage will help a policyholder in the event of an accident that results in bodily injury. If someone is injured in an accident associated with your ATV, bodily injury liability coverage may pay for any damages and legal fees.
Medical Payments Coverage
After an injury, there are medical costs that will be associated with the crash. Medical payments coverage may cover medical expenses resulting from injuries sustained to people who ride your ATV. This typically covers things like X-rays, surgeries, and hospital stays, if you are injured from an ATV accident.
Uninsured Motorist Coverage
No rider wants to get into an accident, but being prepared can greatly change the aftermath experience. If you are involved in an ATV accident with someone who is uninsured and he or she is found at-fault, this coverage will pay for your expenses.
Why Do People Choose Us?
Insure Beacon has over 25 years combined experience in the independent insurance industry. We proudly serve our clients in the states of Alabama, Georgia, Mississippi, & Tennessee.
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